![]() The Excess Interest Rate is our Consumer Overdraft Base Rate plus a margin of 15.00% p.a. If you don’t have an arranged overdraft limit or you exceed your approved overdraft limit, you will be charged excess interest on the amount you have exceeded your overdraft limit by. ![]() This is charged in addition to excess interest. Learn more about Wellcare No Premium (HMO) benefits, some of which may not be covered by Original Medicare (Part A and Part B). We charge the fee each month if you exceed your approved overdraft limit, or your account becomes overdrawn, by more than $10, for more than one day. Basic Costs and Coverage Health Care Services and Medical Supplies Wellcare No Premium (HMO) covers a range of additional benefits. We’re lending you money you don’t have and you must repay that money as soon as possible or when we ask. There is no fee for new overdraft applications and applications to increase existing limits.Īpplies if we choose to let you make payments or withdrawals or take any fees or charges, when you don’t have enough money in your account. International students are only eligible to apply for an ANZ credit card. When applying for lending benefits you must have a minimum of 6 months remaining on your course. ^ You must be enrolled at and provide proof of full-time study at a government recognised tertiary institution or a NZQA approved language school. of your investment at 1.00 per share, it cannot guarantee it will do so. ![]() Breathe easy knowing you can back up and access photos and files.
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